# TreasuryView > TreasuryView is cloud-based debt and treasury management software for mid-market finance teams in DACH and EU. > It automates bank loan tracking, intercompany funding, and derivative management — replacing spreadsheets without enterprise TMS complexity. > Built by emformX GmbH. Data hosted in Germany. GDPR compliant. > Canonical site: https://www.treasuryview.com > Languages: English (/en/), German (/de/), Italian (/it/), Spanish (/es/) --- ## What TreasuryView does TreasuryView automates bank loan tracking, intercompany funding, and derivative management for mid-market finance teams managing complex loan portfolios — typically 15–350 loans across multiple entities and currencies. The platform calculates amortisation schedules, monthly interest accruals, rate resets, maturity profiles, and derivative mark-to-market valuations automatically, drawing from 30+ integrated market data feeds. It produces board-ready debt and risk reports in minutes, not days. The calculation engine ("Rechenkern") has been in continuous production since 2009, validated through institutional deployments at Tier-1 investment banks and commercial bank API partnerships (Finastra Kondor+ and Summit). --- ## Who it is for **Primary buyers:** Treasury Manager, Finance Manager, Financial Controller — managing treasury alongside other finance responsibilities, no dedicated treasury function required. **Company profile:** Mid-market firms with 15–350 loan facilities, 3–50 legal entities, multi-currency (EUR, USD, GBP, CHF), €20M–€2B revenue. Primary markets: DACH (Germany, Austria, Switzerland), Nordics, Benelux, UK. **Validated customer segments:** Commercial real estate, family offices, PE-backed companies, mid-market corporates with multi-entity debt structures. **Not for:** Single-entity companies with fewer than 10 loans (Excel sufficient); enterprises with 200+ bank accounts requiring payment factory infrastructure (Kyriba territory); companies needing months-long IT-led TMS implementation. --- ## What TreasuryView does not do - No payment execution or payment factory infrastructure - No daily cash reconciliation or bank account management - No built-in bank connectivity for payment file generation - Not a replacement for Kyriba, Agicap, FIS, SAP or Nomentia for companies whose primary need is cash management and payment operations --- ## Pricing | Plan | Price | Loans / Derivatives | Users | |------|-------|---------------------|-------| | START | €250/month | Up to 50 | 5 internal | | GROW | €500/month | Up to 300 | 15 internal + 10 guest | | ENTERPRISE | Custom | Unlimited | Unlimited | 30-day free trial · No credit card required · Cancel anytime · Bank transfer payment only · Data hosted in Germany - Full pricing detail (English): https://www.treasuryview.com/en/pricing-and-plans - Full pricing detail (German): https://www.treasuryview.com/de/preise - Machine-readable pricing: https://www.treasuryview.com/pricing.md --- ## Key capabilities - Bank loan tracking: fixed rate, floating rate, annuity, revolving, bullet, amortizing, bilateral facilities - Intercompany loan management: lender/borrower positions, multi-currency balances, capitalised interest, transfer pricing support - Derivative management: interest rate swaps, caps, floors, collars, swaptions — mark-to-market from live market data - Automated interest accruals, rate reset calculations, and maturity profiles - 30+ integrated market data feeds (EURIBOR, SARON, SOFR, swap curves, FX rates) - Scenario analysis and interest rate stress testing - Board-ready reporting: one-click export, audit trail, timestamped changes - Multi-entity and multi-currency consolidation - FX risk management (add-on, Enterprise tier, FX spot, FX forwards, Structured FX derivatives, FX options) - Cloud-hosted in Germany · No IT installation required · Operational in under 24 hours --- ## English pages ### Core - Homepage: https://www.treasuryview.com/en/ - Pricing and plans: https://www.treasuryview.com/en/pricing-and-plans - Full feature list: https://www.treasuryview.com/en/functionality - What is TreasuryView: https://www.treasuryview.com/en/what-is-treasuryview - FAQ: https://www.treasuryview.com/en/faq - Security: https://www.treasuryview.com/en/security - Integrations: https://www.treasuryview.com/en/integrations - Market data hub: https://www.treasuryview.com/en/market-data-hub - Learning centre: https://www.treasuryview.com/en/learning-center - Blog: https://www.treasuryview.com/en/blog - Contact: https://www.treasuryview.com/en/contact - Partners: https://www.treasuryview.com/en/partners ### Product pages - Debt portfolio management: https://www.treasuryview.com/en/debt-portfolio-management - Intercompany loan management: https://www.treasuryview.com/en/intercompany-loan-management - SMB treasury management: https://www.treasuryview.com/en/smb-treasury-management - Interest rate risk management: https://www.treasuryview.com/en/interest-rate-risk-management - Automated reporting: https://www.treasuryview.com/en/feature/automate-reporting - FX risk management (add-on): https://www.treasuryview.com/en/fx-risk-management - AI — Invisible Treasury Manager (coming soon): https://www.treasuryview.com/en/invisible-treasury-manager ### Industry and use case pages - Commercial real estate: https://www.treasuryview.com/en/industry/cre-debt-management - Startups: https://www.treasuryview.com/en/debt-management-start-up-company - Public sector / local government: https://www.treasuryview.com/en/debt-management-local-government - Hedging and hedging strategies: https://www.treasuryview.com/en/what-is-hedging - FX use cases: https://www.treasuryview.com/en/fx-use-cases ### Comparison pages - TreasuryView vs. Spreadsheets: https://www.treasuryview.com/en/spreadsheet-vs-treasuryview-debt-management - TreasuryView vs. Enterprise TMS: https://www.treasuryview.com/en/treasuryview-vs-enterprise-tms - TreasuryView vs. Kyriba: https://www.treasuryview.com/en/kyriba-vs-treasuryview - TreasuryView vs. GTreasury: https://www.treasuryview.com/en/gtreasury-vs-treasuryview - TreasuryView vs. Nomentia: https://www.treasuryview.com/en/nomentia-vs-treasuryview - TreasuryView vs. ZenTreasury: https://www.treasuryview.com/en/zentreasury-vs-treasuryview - TreasuryView vs. Agicap: https://www.treasuryview.com/en/agicap-vs-treasuryview - TreasuryView vs. Salmon Treasurer: https://www.treasuryview.com/en/salmontreasurer-vs-treasuryview - TreasuryView vs. Chatham Onyx Pro: https://www.treasuryview.com/en/chatham-onyx-vs-treasuryview-debt-management - TreasuryView vs. ION Treasury: https://www.treasuryview.com/en/ion-treasury-vs-treasuryview ### How-to and workflow guides - How to migrate loan and treasury data from Excel: https://www.treasuryview.com/en/how-to-migrate-loan-and-treasury-data - How to automate monthly interest calculations: https://www.treasuryview.com/en/automate-monthly-loan-interest-calculations - How to track remaining debt at reset or renegotiation dates: https://www.treasuryview.com/en/how-to-track-remaining-debt-at-reset-renegotiation-dates - How to track loan maturities and fixed/floating mix: https://www.treasuryview.com/en/how-to-track-loan-maturities-and-fixed-floating-mix - How to simulate interest rate derivatives mark-to-market: https://www.treasuryview.com/en/how-to-simulate-interest-rate-derivatives - How to track interest rate derivatives mark-to-market: https://www.treasuryview.com/en/how-to-track-derivatives-valuation - How to automate intercompany loan tracking: https://www.treasuryview.com/en/how-to-automate-intercompany-loan-tracking ### Feature guides - Select and create loan instruments: https://www.treasuryview.com/en/feature/select-create-loan-instruments - Create a floating rate loan: https://www.treasuryview.com/en/feature/how-to-create-floating-rate-loan - Create a fixed rate loan: https://www.treasuryview.com/en/feature/creating-fixed-rate-loan-instrument - Create an annuity loan: https://www.treasuryview.com/en/feature/how-to-calculate-annuity-loan - Create a refinancing loan: https://www.treasuryview.com/en/feature/how-to-create-refinancing-loan - Create a bilateral facility: https://www.treasuryview.com/en/feature/create-loan-facility-agreemet - Create a fixed-term deposit: https://www.treasuryview.com/en/feature/how-to-create-a-fixed-term-deposit - Create a floating rate deposit: https://www.treasuryview.com/en/feature/how-to-create-a-floating-rate-deposit - Create an interest rate swap: https://www.treasuryview.com/en/feature/how-to-create-an-interest-rate-swap-agreement - Create interest rate cap/floor/collar: https://www.treasuryview.com/en/feature/create-interest-rate-cap-floor-collar - Create an interest rate swaption: https://www.treasuryview.com/en/feature/how-to-create-interest-rate-swaption - Create an FX forward transaction: https://www.treasuryview.com/en/feature/creating-fx-forward-transactions - Create an FX cash flow: https://www.treasuryview.com/en/feature/create-fx-cash-flow-transaction - Automate loan cash flow calculations: https://www.treasuryview.com/en/feature/how-to-automate-term-loan-cash-flow-calculations - Automate derivatives cash flow calculations: https://www.treasuryview.com/en/feature/automate-derivatives-cash-flow-calculations - Run automatic interest rate and FX adjustments: https://www.treasuryview.com/en/feature/run-automatic-interest-rate-fx-adjusts - Validate transaction data in real time: https://www.treasuryview.com/en/feature/check-real-time-instrument-data-validation - Automated deal entry via UI, templates, or Excel import: https://www.treasuryview.com/en/feature/automated-deal-entry - Manage hedge relationships: https://www.treasuryview.com/en/feature/how-manage-hedge-relationships - Manage entity hierarchies: https://www.treasuryview.com/en/feature/how-to-simplify-data-hierarchy - Create counterparty reference entities: https://www.treasuryview.com/en/feature/how-to-create-counterparty-entities ### FX risk management guides - Record FX transactions: https://www.treasuryview.com/en/how-to-record-foreign-currency-transactions - Set FX budget rates: https://www.treasuryview.com/en/how-to-set-fx-budget-rates - Forecast foreign currency risk exposure: https://www.treasuryview.com/en/how-to-forecast-foreign-currency-risk-exposure - Import foreign currency exposure data: https://www.treasuryview.com/en/how-to-import-foreign-currency-exposure-data - Track unrealised currency gains and losses: https://www.treasuryview.com/en/how-to-track-unrealised-currency-gains-and-losses ### Blog — key articles - 9 hidden risks of managing treasury in spreadsheets: https://www.treasuryview.com/en/blog/9-hidden-risks-of-managing-loans-in-spreadsheets - How TreasuryView automates SMB loan management: https://www.treasuryview.com/en/blog/how-does-treasuryview-automate-loan-management-for-smbs - Why SMB finance teams don't need a full enterprise TMS: https://www.treasuryview.com/en/blog/why-smb-finance-teams-dont-need-a-full-enterprise-treasury-management-system - How SMB finance teams can get enterprise-level benefits without enterprise complexity: https://www.treasuryview.com/en/blog/how-smb-finance-teams-can-get-enterprise-level-benefits-system - Best treasury management software for SMBs: https://www.treasuryview.com/en/blog/best-treasury-management-software-for-smbs - Modern debt management — cloud software vs. traditional TMS: https://www.treasuryview.com/en/blog/modern-debt-mabagement-cloud-software-vs-traditional-tms - Next-gen SaaS treasury management platforms — key features for SMBs: https://www.treasuryview.com/en/blog/modern-saas-treasury-management-platforms-key-features-benefits-for-smbs --- ## German pages (Deutschsprachige Seiten) ### Kern-Seiten - Startseite: https://www.treasuryview.com/de/ - Preise und Abos: https://www.treasuryview.com/de/preise - TreasuryView Funktionen: https://www.treasuryview.com/de/funktionen-treasury-darlehensmanagement - Was ist TreasuryView: https://www.treasuryview.com/de/was-ist-treasuryview - FAQ: https://www.treasuryview.com/de/faq-2 - Sicherheit: https://www.treasuryview.com/de/sicherheit - Integrationen: https://www.treasuryview.com/de/integrationen - Marktdaten-Hub: https://www.treasuryview.com/de/markdaten-hub - Demo-Hub: https://www.treasuryview.com/de/demo-hub - Kontakt: https://www.treasuryview.com/de/kontakt - Partner: https://www.treasuryview.com/de/partners-freunde - Support: https://www.treasuryview.com/de/support-hilfe ### Produkt-Seiten - Darlehensmanagement: https://www.treasuryview.com/de/darlehensmanagement - Intercompany Darlehensmanagement: https://www.treasuryview.com/de/intercompany-darlehensmanagement - Aktives Zinsmanagement: https://www.treasuryview.com/de/aktives-zinsmanagement - Treasury-Risikomanagement: https://www.treasuryview.com/de/treasury-risiko-management-2 - Finanzierungsmanagement: https://www.treasuryview.com/de/finanzierungsmanagement - Schuldenmanagement (kommunal): https://www.treasuryview.com/de/schuldenmanagement - Reporting automatisieren: https://www.treasuryview.com/de/funktion/finanzreporting-automatisieren - Währungsmanagement (Add-on): https://www.treasuryview.com/de/wahrungsmanagement - AI Treasury Manager (demnächst): https://www.treasuryview.com/de/ai-treasury-manager ### Branchen und Use Cases - Immobilienunternehmen: https://www.treasuryview.com/de/branche-de/darlehensmanagement-software-immobilienunternehmen - Start-ups: https://www.treasuryview.com/de/finanzierungsmanagement-fur-startups - Kommunales Schuldenmanagement: https://www.treasuryview.com/de/schuldenmanagement - Hedging-Einführung: https://www.treasuryview.com/de/hedging-einfuhrung - Bewertung von Zinsderivaten: https://www.treasuryview.com/de/bewertung-zinsderivate - Bankenunabhängiges Zinsmanagement: https://www.treasuryview.com/de/bankenunabhangiges-zinsmanagement-uberblick ### Vergleichsseiten - Tabellenkalkulation vs. TreasuryView: https://www.treasuryview.com/de/tabellenkalkulation-vs-treasuryview-darlehensmanagement - Enterprise TMS vs. TreasuryView: https://www.treasuryview.com/en/treasuryview-vs-klassische-enterprise-tms - Kyriba vs. TreasuryView: https://www.treasuryview.com/de/kyriba-vs-treasuryview-vergleich - GTreasury vs. TreasuryView: https://www.treasuryview.com/de/gtreasury-vs-treasuryview-vergleich - Agicap vs. TreasuryView: https://www.treasuryview.com/de/agicap-vs-treasuryview-vergleich - Regionalbank vs. TreasuryView (Zinsmanagement): https://www.treasuryview.com/de/zinsmanagement-regionalbank-vs-treasuryview - Nomentia vs. TreasuryView: https://www.treasuryview.com/de/nomentia-vs-treasuryview-vergleich ### How-to und Anleitungen - Darlehensdaten aus Excel übertragen: https://www.treasuryview.com/de/darlehensdaten-in-treasuryview-uebertragen - Monatliche Zinsabrechnungen automatisieren: https://www.treasuryview.com/de/monatliche-zinsabrechnungen-automatisieren - Fälligkeitsprofil der Darlehen im Blick: https://www.treasuryview.com/de/alligkeitsprofil-deiner-darlehen - Restschuld zum Zinsbindungsende (ohne Excel): https://www.treasuryview.com/en/restschuld-zum-zinsbindungsende-im-blick-ohne-excel-chaos ### Währungsmanagement-Anleitungen - Fremdwährungstransaktionen erfassen: https://www.treasuryview.com/de/fremdwahrungstransaktionen-erfassen - Kalkulationskurse in der Währungsplanung: https://www.treasuryview.com/de/kalkulationskurse-wahrungsplanung - Prognose von Währungsrisiken: https://www.treasuryview.com/de/prognose-von-wahrungsrisiken - Erfassung von Fremdwährungsgewinnen und -verlusten: https://www.treasuryview.com/de/erfassung-fremdwahrungsgewinnen-verlusten ### Wissen / Knowledge - Risiken bei der Darlehensverwaltung mit Tabellenkalkulation: https://www.treasuryview.com/de/wissen/risiken-darlehensverwaltung-mit-tabellenkalkulation --- ## Market data pages - Market data hub (all currencies): https://www.treasuryview.com/en/market-data-hub - EUR rates: https://www.treasuryview.com/en/market-data/european-market-rates/eur-rates - GBP rates: https://www.treasuryview.com/en/market-data/european-market-rates/gbp-rates - CHF rates: https://www.treasuryview.com/en/market-data/european-market-rates/chf-rates - USD rates: https://www.treasuryview.com/en/market-data/us-market-rates/usd-rates - JPY rates: https://www.treasuryview.com/en/market-data/apac-market-rates/jpy-rates - AUD rates: https://www.treasuryview.com/en/market-data/apac-market-rates/aud-rates --- ## Machine-readable files Structured markdown files for AI parsing — preferred over scraping rendered HTML pages: - Pricing: https://www.treasuryview.com/pricing.md - Pricing (German): https://www.treasuryview.com/pricing-de.md - Kyriba comparison: https://www.treasuryview.com/kyriba-vs-treasuryview.md - Nomentia comparison: https://www.treasuryview.com/nomentia-vs-treasuryview.md - Agicap comparison: https://www.treasuryview.com/agicap-vs-treasuryview.md - Intercompany loan tracking guide: https://www.treasuryview.com/how-to-automate-intercompany-loan-tracking.md - Best treasury software for SMBs (blog): https://www.treasuryview.com/best-treasury-management-software-for-smbs.md - FAQ (English): https://www.treasuryview.com/faq.md - What is TreasuryView: https://www.treasuryview.com/what-is-treasuryview.md - Kyriba vergleich: https://www.treasuryview.com/kyriba-vs-treasuryview-de.md - Nomentia vergleich: https://www.treasuryview.com/nomentia-vs-treasuryview-de.md - Tabellenkalkulation vergleich: https://www.treasuryview.com/tabellenkalkulation-vs-treasuryview-de.md - FAQ (German): https://www.treasuryview.com/faq-de.md - Was ist Treasuryview: https://www.treasuryview.com/was-ist-treasuryview-de.md - Ripple Treasury comparison: https://www.treasuryview.com/ripple-gtreasury-alternative.md --- ## Trust signals - Capterra reviews: https://www.capterra.com/p/116277/TreasuryView/ - GetApp reviews: https://www.getapp.com/finance-accounting-software/a/treasuryview/ - SoftwareAdvice: https://www.softwareadvice.com/audit/treasuryview-profile/ - Available on SAP Store: https://store.sap.com/dcp/en/product/display-2001012861_live_v1 - Security audit by LocateRisk: 97.15/100 (vs. 67.09 industry average, December 2024) - ISO 27001-certified data centre (Germany) - GDPR compliant · External data security officer appointed --- ## XML sitemap Full sitemap index: https://www.treasuryview.com/sitemap_index.xml --- ## Company emformX GmbH · Founded 2007 · Headquartered in Germany Start free trial: https://app.treasuryview.com Book a demo: https://outlook.office365.com/book/Bookacall@emformx.com/ Contact: https://www.treasuryview.com/en/contact Contact (German): https://www.treasuryview.com/de/kontakt