For finance teams managing intercompany loans across entities—manual interest calculations, cross-entity reconciliation chaos, and delayed consolidated reporting.
Intercompany Loan & Treasury Software for Multi-Entity Groups
• Automate lender-borrower position tracking across all entities in real-time
• Calculate interest accruals in multiple currencies automatically
• Consolidate cross-entity intercompany funding without spreadsheet fragility
• Generate audit-ready reports in minutes, not days of manual reconciliation
Full functionality free for 30 days. Secure sign up < 1 minute. No credit card. The trial ends automatically. Monthly plans from €250, cancel anytime.
Intercompany Loan Management Software - Ease your Internal Financing
Upgrade group-level internal lending-borrowing by replacing static spreadsheets with a single source of truth your finance, treasury and audit teams trust.
See the Difference and Try Treasuryview free for 30 Days. No credit card is needed, and your data stays secure. No Software to install
We have replaced 50+ intercompany loan spreadsheets that are now in one dashboard and system. Feels super clear.
Based on TreasuryView user averages.
6h+
freed weekly
More time for strategy, less on spreadsheets.
From client personal feedback
€100K+
loss prevented
Reduce financial risks before they hit.
Internal TreasuryView user analyses
90%+
automated data input
Minimize manual work, eliminate errors with automatisation.
80% trial users start seeing results from day 1
>1 Day
to get started
TreasuryView is ready to use after after free sign up. No IT processes.
Why Excel Falls Short for Automating Intercompany Funding Processes?
Managing intercompany loans manually is harder than it should be.
Spreadsheets slow you down. Loan terms get lost. Reporting never quite matches. Here’s what’s causing the pain
Intercompany loan data scattered across spreadsheets
No real visibility across group entities
Loan agreements and terms difficult to track
Interest calculations differ between lender and borrower
One hospitality group in Germany we worked with tracked over 100 internal loans in Excel just to monitor monthly interest payments.
The data showed balances but gave no forward-looking view of future interest costs or funding exposure. They turned TreasuryView to get one tracking system for their intercompany loans.
TreasuryView Automates Your Internal Financing Between Entities - From Deal Capture to Automated Interest Calculations and Monthly Reports.
See, how TreasuryView Helps to Optimize Intercompany Funding
Record Internal Loans Once
Both lender and borrower positions stay synchronized.
Automated Interest and FX Calculations
System calculates day counts, compounding, floating benchmarks.
Central Intercompany Funding Dashboard
See balances, maturities, repayments and interest across entities.
Audit-ready
Reporting
Export monthly interest reports and loan balances for finance teams.
TreasuryView Main Features for Automating Intercompany Loans
- Centralized intercompany funding and balance tracking
- Automated interest, amortization, and repayment schedules
- Multi-currency and multi-entity consolidation
- Audit-ready reporting and compliance documentation
- Scenario modeling for new intercompany funding structures
- Automated FX exposure tracking for multi-currency loans
- Dual-entry mirroring to keep group entities in sync
- Real-time dashboards for consolidated group liquidity
See step-by-step, how to automate intercompany loans after spreadsheets?
| Problem you face | TreasuryView does |
|---|---|
|
Term sheets buried in emails and folders |
Centralized loan hub – a single workspace for all intercompany loan transactions |
|
Manually entering transactions on both lender and borrower |
Synchronized entries – Record once. TreasuryView automatically updates both lending and borrowing sides, keeping intercompany balances aligned. |
|
Complex interest spreadsheets with circular references |
Automated interest schedules – Accruals, rate resets, and compounding handled automatically using the correct day-count and rate conventions. |
|
Interest calculations depend on fragile Excel formulas |
Full audit trail – detailed logs of all updates, approvals, and user actions |
|
FX revaluations and local currencies create reporting chaos |
Built-in multi-currency handling – TreasuryView applies market FX rates, runs revaluations, and consolidates reporting into a single base currency. |
|
No clear record of approvals or changes |
Full audit trail – Every rate update, repayment, and change is logged with user name, timestamp, and approval status. Fully audit-ready. |
|
Each subsidiary uses its own rate or template |
Policy consistency through one single platform – Enforce standardized templates (or customize for your needs), interest rules, and rate sources across all entities |
|
Reconciliations between entities never match perfectly |
Counterparty matching – System checks that lender and borrower positions agree – flags mismatches automatically. |
|
Hard to track repayment dates or rate resets |
Real-time dashboards – instantly view upcoming payments, maturities, and reset dates |
|
IT demands high security standards |
Enterprise-grade data protection – single sign-on and secure EU-based cloud hosting |
Set up any loan. In seconds.
Term, revolver or one-off funding loan -TreasuryView handles them all.
Net liability overviews.
See all internal loans and debt investments in one clear view.
Group and single entity-wide reporting.
View totals or dig into details—then export to Excel or share the views.
Full functionality free for 30 days. No cold calling.
No credit card, no software to install. Automatic Cancellation.
From Intercompany Loans Setup to Reporting - All Fully Covered
Ease of setting loans up and managing.
- Flexible loan types: Term, fixed, floating or free-flow ad-hoc funding – fully customizable.
- Templates and custom fields: Speed up deal creation and standardize entry.
- Data integration: Import and export deals with ease; no rework needed.
Mirror, update and
stay compliant.
- Mirrored trades: Post once, auto-record on both sides for daily reporting.
- Live oversight: Track counterparty limits and make mid-loan changes with full audit logs.
Track interest and report with confidence
- Accruals report: Automate interest and fee schedules for monthly closings.
- Deal snapshots: View all deals as of any date—past or present.
- Custom dashboards: Track rates, limits or exposure in one visual view.
- Cashflow forecasting: See future payments and plan ahead with confidence.
Trusted Solution by Treasury and CFO Teams
Why SMB Treasury Teams Switch to Cloud software for
Intercompany Loan Management?
Spreadsheet errors cost money
Even a 0.5% interest formula mistake on a €10M loan costs €50,000 a year. Rollovers get missed, formulas break, and it’s hard to spot the error before month-end.
Regulators expect clean records
60% of audit issues in intercompany loans come from missing approvals or rate change documentation. Tax teams need proof, not spreadsheets full of comments.
Manual tracking burns time
Finance teams spend 10–20 hours a month reconciling intercompany balances. TreasuryView matches both sides automatically, freeing time for real analysis.
FAQ: TreasuryView for Intercompany Loans Management
What is intercompany loan automation?
Intercompany loan automation is the process of automatically tracking, calculating, and reporting loans between entities within the same corporate group.
Instead of maintaining manual Excel files, automation centralizes intercompany loan data and handles tasks like principal tracking, interest accruals, and repayment schedules in a structured system. This reduces errors and ensures consistent reporting across entities.
Key benefits of intercompany loan automation:
- Automatic interest and amortization calculations
- Real-time visibility across subsidiaries
- Audit-ready documentation for compliance
See also how to automate intercompany loans tracking in TreasuryView?
What is the difference between intercompany loans and intercompany netting?
Intercompany loans and intercompany netting serve different purposes in internal treasury management: loans move capital between entities, while netting offsets payables and receivables to reduce payments.
An intercompany loan is a formal lending agreement between two entities within the same corporate group, used to fund operations or manage liquidity internally.
Intercompany netting, by contrast, is a settlement process that offsets multiple internal invoices so only the net balance is paid.
Key differences:
- Loans create debt and interest obligations
- Netting reduces payment flows between entities
- Loans impact funding and FX exposure; netting improves cash efficiency.
TreasuryView software fits for Intercompany loan automation but not for intercompany netting.
Can treasuryview manage intercompany loans?
Yes, TreasuryView can manage intercompany loans with full visibility and control.
It supports tracking of principal, interest schedules, currency exposure, and internal repayment terms—helping finance teams replace Excel-based tracking with a structured, audit-ready system. TreasuryView reduces the risk of errors and simplifies compliance for cross-entity lending.
Benefits for intercompany loan management include:
- Centralized tracking of intercompany balances
- Support for multiple currencies and custom terms
- Audit-compliant reporting for internal and external stakeholders
- TreasuryView is specialized for commercial debt portfolio management
Do I need any special knowledge to start using TreasuryView?
- No treasury background required
- Helpful (human) support always available
- Book a call with our team to get started or ask questions
What counts as an intercompany loan?
An intercompany loan is a loan made between two legal entities within the same corporate group.
These loans are used to move capital internally—often for funding operations, managing liquidity, or optimizing tax positions. While they’re not external liabilities, they still carry risk and must be tracked for compliance, especially across borders.
Common intercompany loan scenarios:
- Parent company lends to a subsidiary
- One business unit funds another
- Temporary liquidity support across entities
TreasuryView helps finance teams track intercompany loan balances, interest accruals, and maturity dates – all in one place, reducing Excel risk and errors and improving audit readiness.
Can TreasuryView manage both lending and borrowing in one place?
Yes, TreasuryView gives you a full, connected view of both lending and borrowing across all internal loans.
Each transaction is automatically mirrored, so both sides – lender and borrower – stay in sync.
This eliminates double entries and manual reconciliation. You’ll always know who owes what, when interest resets, and what’s coming due – without chasing spreadsheets.
Built for group-wide clarity:
- One shared workspace across entities
- Live view of intercompany positions
- No more spreadsheet confusion
How does TreasuryView calculate interest automatically?
TreasuryView calculates interest automatically by using your set base rate and day-count convention.
You define the rate (fixed or floating) and TreasuryView handles daily accruals, flags upcoming resets, and posts entries to both lender and borrower ledgers. This ensures accurate, synchronized interest tracking—without spreadsheet maintenance or double booking.
Included in automation:
- Daily interest accruals
- Reset date alerts
- Ledger entries for both sides
- Latest market data pre-integrated for you in system
Do I need to involve my IT team to set TreasuryView up?
- Web-based, cloud-hosted TMS, and secure
- Easy onboarding with free human support
- Start your free 30-day trial and explore it today
- Book a call with the expert in case of questions or setup
Is my data secured in TreasuryView?
- Data encrypted in transit and at rest
- Audited by LocateRisk: 97.15/100 (vs. 67.09 industry average)
- Full GDPR compliance
Learn more about TreasuryView’s data security
How does TreasuryView handle multiple currencies in intercompany loans?
TreasuryView handles multiple currencies in intercompany loans by providing full multi-currency tracking and automated FX exposure management.
The platform centralizes all intercompany lending data—covering principal, interest, and FX movements—so that each transaction is correctly valued and converted using current market data. This ensures consistency across entities and eliminates manual exchange rate updates in spreadsheets.
Key benefits:
- Automatic FX rate application and exposure tracking
- Real-time visibility of currency-denominated balances
- Audit-ready reporting across entities and currencies
Does your intercompany loan module support any type of currency or is it restricted to a few specific currencies?
Yes, TreasuryView supports multi-currency intercompany loans without restrictions. You can manage loans in all major currencies, including AUD, CAD, CHF, CZK, DKK, EUR, GBP, JPY, NOK, NZD, PLN, SEK, TRY, and USD.
The module allows you to calculate interest, repayments, and FX exposures automatically across entities—making it ideal for companies with international structures.
Key benefits:
- Real-time visibility of FX exposures
- Automated interest calculations in any currency
- Consolidated, audit-ready reporting across entities and currencies
What makes TreasuryView suitable for intercompany loan automation?
TreasuryView is ideal for automating intercompany loans because it centralizes all cross-entity lending data and eliminates manual spreadsheet work.
It automatically tracks principal balances, interest accruals, amortization schedules, and FX exposures in one structured, audit-ready system—ensuring both lender and borrower sides stay perfectly synchronized.
Key advantages:
- Real-time visibility across all entities
- Automated calculations and mirrored entries
- Audit-ready compliance reporting
- Multi-currency support for international groups
TreasuryView is nice step right after Spreadsheets
How does TreasuryView support audit and compliance for intercompany loans?
TreasuryView supports full audit and compliance for intercompany loans through automated audit trails, centralized data, and standardized reporting.
All transactions—loan entries, edits, and reports—are automatically logged with time-stamped records, creating a transparent and unalterable audit trail. This enables both internal and external auditors to trace every change with full accuracy and confidence.
Key compliance features:
- Centralized and synchronized loan data across entities
- Audit-ready, real-time reporting
- Secure data storage (GDPR and ISO 27001 compliant)
- Built-in traceability for internal controls and external audits
Can TreasuryView calculate and post intercompany interest for both sides automatically?
Yes, TreasuryView automatically calculates and posts intercompany interest for both lending and borrowing entities.
Each transaction is mirrored in real time, ensuring that both sides of an intercompany loan stay perfectly synchronized without double data entry. The platform applies your chosen rate conventions, accrual rules, and reset dates automatically.
Key benefits:
- Dual-side posting with instant balance alignment
- Automated daily interest accruals and cash flow tracking
- Full audit trail and compliance-ready reporting
Can I monitor all group loans and funding in one consolidated view?
Yes, TreasuryView provides a single, consolidated view of all group loans and funding across entities.
It centralizes intercompany and bank loans, hedges, and related exposures into one real-time dashboard—eliminating scattered spreadsheets and manual consolidation. This gives finance teams full visibility and control over group-level funding and liquidity.
Key advantages:
- Unified portfolio view across all entities and currencies
- Automated data updates and reporting
- Instant access to balances, maturities, and interest positions
How to account for Intercompany loans?
Intercompany loans are accounted for as internal financing arrangements between entities of the same corporate group.
You record them by mirroring both sides of the transaction — one entity as lender, the other as borrower — with interest accruals, repayments, and FX effects applied consistently to each.
In TreasuryView, this process is automated and audit-ready:
- Principal and interest are tracked in real time
- Multi-currency and repayment terms are standardized
- Reports automatically synchronize both sides for compliance
Are intercompany loans considered debt?
Yes, intercompany loans are considered debt within a corporate group.
They create a payable on the borrowing entity’s books and a receivable on the lending entity’s books, even though the transaction occurs internally. This classification ensures accurate financial reporting and interest recognition in both entities.
TreasuryView is focusing on debt management and FX management and simplifies this by automatically mirroring both sides of the loan, tracking principal, interest, and FX effects across entities in one place.
See more FAQ about Treasury Management System or Contact us in any questions/concerns.