ZenTreasury vs. TreasuryView:
Comparing Debt and Treasury Management Solutions for SMBs

TreasuryView automates reporting, improves risk insights, and helps SMBs make smarter financial decisions.

See how TreasuryView compares with ZenTreasury.

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Treasuryview - Interest Rate Risk Management Software
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Debt & Investment Management Software Vendor Comparison:
Side-by-Side Analysis for SMBs

TreasuryView vs. ZenTreasury

TreasuryView

  • Easy Setup: Ready to use immediately, no IT support needed.
  • Affordable: Clear pricing structure, ideal for SMBs.
  • User-Friendly: Built for finance teams transitioning from spreadsheets, with an intuitive interface.
  • Automation: 90% of reporting automated – saves time.
  • Market Data: Integrated real-time data and simulations for better decisions.
  • Cloud-based: Access from anywhere, no installation required.
  • 30-Day Free Trial: No risk to experience the benefits.

ZenTreasury

  • Simplified Setup: No need for extensive IT resources; quicker implementation.
  • Cost-Effective for Small Teams: Pricing is designed to fit SMB budgets.
  • Focused on Cash Flow: Primarily geared toward cash flow forecasting and liquidity management.
  • Limited Features: More limited compared to larger platforms like GTreasury, but enough for SMB needs.
  • Cloud-Based: Access from anywhere, ensuring flexibility for small teams.
Category TreasuryView ZenTreasury

Target Customer
SMBs managing loans, derivatives, venture debt, FX – looking to replace spreadsheets and reduce reporting workload.

Mid-sized businesses needing lease and IFRS 16-compliant accounting; some debt modules available.

Debt & Investment Features

Built around debt, hedging, interest rate risk, FX exposure, and refinancing planning.
Specialized in managing various debt instruments, including loans, leases, and derivatives. Provides automated interest calculations, cash flow projections, and customazed reports
Supports leases and IFRS 16; debt tracking available but less emphasized.

Ease of Setup
Immediate access. Sign up and use it same day — no IT needed.
Requires setup support; some onboarding steps involved.
Pricing

€250/month for SMB plan. No hidden fees. 30-day free trial with no credit card.
Pricing available on request; typically pay-per-module.
Automation

Automates cash flow projections, interest calculations, reporting.

Automates lease accounting, amortization schedules.

Integrations
No integration needed to start. API and exports available later.
ERP and accounting integrations possible; may require assistance.
User Experience

User-friendly interface. Intuitive even for non-treasury pros. 

More accounting-focused — clean UI but built for users familiar with lease standards.
Reports & Exports

Board-ready PDFs/Excel exports for loans, hedges, maturities, cash flows.
Lease reports, journal entries, disclosures for auditors.

Security & Hosting

GDPR-grade security, data hosted in Germany.
Data encrypted and hosted in Finland. GDPR-compliant.
Support
Direct Zoom, Teams, email — human support during trial and beyond.
Available via email and onboarding help.
Ideal Use Case

SMBs managing multiple loans, FX hedges, venture debt, and wanting faster reporting + visibility.
Companies needing IFRS 16 lease compliance + light treasury features.

Trial availability

30-day free trial with full access to all features- self sign up.  No credit card required, allowing users to test the platform risk-free.

Trial available upon request; may require signup and sales contact.

Key Strengths for SMBs

– Instant access, no IT.
– Specialized in debt, FX, interest risk.
– Designed for teams outgrowing spreadsheets.
– Great automation and fast time-to-value.

– Lease compliance (IFRS 16) is strong.
– Clean UI for lease/accounting professionals.
– Suitable for asset-heavy companies.
Limitations for SMBs

– Not designed for lease accounting or fixed asset modules.
– Not a full treasury platform (e.g. no cash management, bank modules).

– Debt/investment features less emphasized.
– Lease-focused platform may not solve broader treasury pain.
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TreasuryView vs ZenTreasury : See the full feature list comparision in Capterra

✅ Trusted third-party comparison. No marketing fluff.

See also comparisons:

SMB Guide:
How to Choose Treasury Software for Debt and Investment Management

Problem If "yes", TreasuryView might be a great fit
Still relying on spreadsheets for your loans and hedges tracking?

✅ TreasuryView covers all debt types, plain vanilla and structured interest rate derivatives, as add-on FX exposure and derivatives management.

All your loans and derivatives finally in one dashboard — no more searching through tabs or files.
Do you manage various debt instruments, including bank and intercompany loans , private and venture debt, as well as leases or interest rate derivatives?
✅ TreasuryView specializes in the efficient management of loans, hedging instruments, interest rate, and FX exposure (via add-on), alongside automated treasury and risk reporting

Still manually updating static spreadsheets for debt, investments and interest rate derivatives data?

✅ TreasuryView automates daily management reports, instruments cash flow projections, and derivatives valuations.

Latest market data is integrated. 
Tired of complex, months-long IT projects just to get started with a new treasury software?
✅ TreasuryView is ready-to-use after signup. No upfront integrations required.

Looking for affordable treasury software without a long-term commitment?

✅ €250/month plan — full functionality included. Transparent, no surprises.
Your finance team is seeking intuitive and powerful treasury solution, not the complex enterprise TMS?

✅ Designed for finance users and teams.

Your priority is to get clear insights quickly (in days, not months)?
✅ TreasuryView delivers clarity on exposure and risk across all debt and hedges. Run real risk and exposure reports within days — without needing onboarding calls or integrations.
You need solid security and European-level data protection guarantee?

✅ TreasuryView adheres to stringent EU-GDPR-grade data security standards.

All client data is securely stored in Germany.

You need clean, shareable reports for investors, auditors, or your board?

✅ TreasuryView automates audit-ready reports in one click.
Interested in a risk-free trial that lets you test all features with your real data?

✅ Try everything free for 30 days. No setup, no card.

Just upload your transaction data, generate management reports, and explore the entire platform yourself or after demo call.

""What we like best is the extensive reporting and Excel export functions that the tool has to offer."

Johnatan L / Werksstudent Finance (Real Estate)

Within 30 day free trial, you' ll have:
all your debt and hedges in one place, automated reports, latest market data included.

Start < than a Minute

Immediate Access.

Sign up for free and explore full functionality. 

Create a free account

 Day 1.

Import Your Data.

Capture or import your spreadsheet data into one clear view.

It´s easy!

Week 1.

Automate your work.

Customize views and automate reporting.

Get powerful insights

Week 2. 

Make Data-Driven Decisions.

Evaluate risks, explore hedging options, make informed decisions.

In 30 Days.

✅ 26h of work freed.

✅ 90%< Processes Automated.

✅ Reports you need Automated.

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Trusted Solution by finance teams and professionals

Treasuryview Capterra rating
TreasuryView Get App Reviews
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TreasuryView cyber safety badge

GDPR-Compliant

Clients data hosted in Germany

"It is very intuitive tool to use with enough capabilities to get a clear understanding of your company's treasury status. I also really value the support I get from their team setting it up for my company."

Miguel Angel V. / Debt Specialist

""What we like best is the extensive reporting and Excel export functions that the tool has to offer."

Miguel Angel V. / Debt Specialist

FAQ: Choosing TreasuryView over ZenTreasury for SMBs

ZenTreasury is a strong fit for companies whose primary focus is lease accounting and IFRS 16 compliance, with only occasional needs for treasury tracking.

TreasuryView, on the other hand, is well-suited for SMBs that need clear control over debt, interest rate risk, and FX exposure, and want a fast, low-effort alternative to spreadsheets — without relying on IT or lengthy onboarding.

For a detailed comparison, see TreasuryView vs ZenTreasury on Capterra.

TreasuryView is built for SMBs, and it is:

  • Simplicity and easy to use: easy-to-use to use, with intuitive UX ,
  • Affordable pricing: also for SMBs, with clear subscription based pricing. No setup fees!
  • Quick setup: no IT project or integration! Ready to use after sign-up. 
  • Automation and time saving:  90% of reporting automated, hours of manual work time saved
  • Latest market Data integrated:  get the up to date financial reports. Use the integrated swap data to plan better decisions – simulate them with a few clicks.
  • Cloud based accessability – no more one people with great spreadsheets. Great view for everyone!
  • Data stored in Germany!
  • 30 day free trial to see, if TreasuryView fits your needs.
No expert knowledge needed, you can start using TreasuryView right away. It is way easier than Spreadsheets.
 
TreasuryView is made from treasurers to treasurers – we know your problems and help to solve them. 
 
In case you get stuck, we have demos to showcase the main features, and we’re happy to arrange a quick call to guide you through the platform. You can also have a look on use cases, such as interest rate derivatives one, to see how easy and visual it can be.  
 
TreasuryView simplifies access to pre-configured transaction templates, and market data supported reports, allowing you quickly identify opportunities and risks. Way smoother and eased experience compared to using static spreadsheets.

You do not need special implementation for using TreasuryView: Simply sign up for the free trial—no credit card no software to install. 

There’s no need for IT integration or a dedicated development team, as TreasuryView is designed for user success in self-service.

It operates as a standalone solution for treasurers and CFO office teams, focusing on delivering benefits directly to end users.

Yes, your data security is our top priority.
 
Your information is stored in an ISO 27001-certified data center in Western Europe and is managed in accordance with German and EU data protection regulations. Additionally, we have appointed an external data security officer to oversee and enhance our data protection practices.

No, there’s no need to involve your IT team to start using TreasuryView.

Simply sign up, upload your data (a few clicks), and begin making better decisions without the risk of losing money. In case you get lost or stuck, contact us. 

Yes, you can easily import your data from spreadsheets into TreasuryView.
 
The platform allows you to upload your data using Treasuryview spreadsheet templates, enabling you to access actionable transaction overviews. This way, you can quickly identify your exposures and start analyzing your financial positions effectively.
 
If you have any specific concerns or need guidance during the import process, TreasuryView’s support team is happy to assist you, contact us. 
TreasuryView free trial gives you full access to the Software – test with some of your data to get the idea of dashboards, filters and reports you get.
 
You can manage your loans better from day one already! 

Yes, in case of getting stuck or need a tour inside the software, you get to speak one of our professionals.

TreasuryView provides full support during the free trial, too. Feel free to book a demo call. 

TreasuryView has “cancel anytime” opportunity – free trial ends automatically and data will be deleted. 

See more FAQ about Treasury Management System or Contact us in any questions/concerns. 

Try TreasuryView for free and experience the difference. Make an informed decision by seeing how it compares to ZenTreasury.

Know your data is accurate and up-to-date—always.

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