Debt & Investment Management Software Vendor Comparison:
Side-by-Side Analysis for SMBs
TreasuryView vs. Agicap
TreasuryView
Best for SMBs: Easily manage debt, loans, and hedges, without complex setup or high costs.
Instant Setup: Start using it immediately, no IT involvement needed.
Automated Reports: Get key reports on interest, debt, and exposure with minimal effort.
- Automated market data: latest market data integrated
Affordable Pricing: €250/month, transparent pricing with no hidden fees.
Free Trial: Test all features for 30 days—no credit card required.
Agicap
Focused on Cash Flow: Best for businesses tracking cash inflows/outflows.
Requires Setup: Needs onboarding and tool integration before full value is realized.
Manual Workarounds: Debt management is secondary and may need extra customization.
Pricing: Based on features and team size, typically requires an annual contract.
Demo First: Trial access requires demo and onboarding.
| Category | TreasuryView | Agicap |
|---|---|---|
Target User |
SMBs transitioning from spreadsheets seeking a straightforward, cost-effective automation for debt, investment and hedges management. |
Focused on cash flow tracking and forecasting, especially helpful for companies managing lots of inflows/outflows. |
What You Can Manage |
Manage simple and complex debt portfolios. Specialized in managing various debt instruments, including bank and intercompany loans, leases, and interest rate derivatives. Provides automated interest calculations, instruments cash flow projections, derivatives valuation, self service analytics and automated board reports. |
Bank balances, AP/AR, and invoice-related cash flow. Debt is not the main focus and may require workarounds. |
Getting Started |
Immediate access with full functionality. No IT implementation or upfront integrations required to start. Upload or Integrate your data and go. You can see the difference right away. |
Requires setup, onboarding, and bank/accounting tool integration before you see full value. |
Speed to Results |
Users can achieve full functionality within a day, including uploading transaction data from spreadsheets, generating reportswith market data integration, and setting up alerts. |
Forecasts improve over time, but it takes a few days or weeks depending on your integrations and setup. |
Cost and Commitment |
Transparent and clear monthly SaaS plans starting with €250/month per team. Cancel anytime. 30-day free trial. No credit card needed. |
Pricing depends on features and team size. Usually annual contracts. Trial access requires demo and onboarding. |
|
Support |
Direct access to a real person via Zoom, Teams, or email. No ticket queues. Interactive demos available, too. Help available even during trial. |
Support offered via chat and email. Training and help center materials included with paid plans. |
|
Data & Security |
GDPR-grade protection. Client data is hosted in Germany. |
Compliant setup, cloud-based. May involve syncing with other financial tools to get full visibility. |
|
User Experience |
Intuitive, user-friendly interface designed for finance users without technical backgrounds. Easy onboarding and start without handbook. |
Comprehensive platform with a wide array of features. May require training and has a steeper learning curve, which could be challenging for smaller teams without dedicated treasury departments. |
Scalability |
Designed to grow with SMBs, offering easy to add comprehensive set of features, customisation and integrations as needs evolve. |
Highly scalable, catering to complex and global treasury operations. Best suited for organizations with extensive treasury requirements and dedicated teams. |
Ideal Use Case |
You need control over debt portfolio and want to stop relying on Excel to explain things to your CEO or auditor.
You wish to get rid of manual work, to save time, and avoid costly errors. |
You’re struggling with daily cash visibility, want help with collections planning, and already have debt under control elsewhere. |
|
Hidden Worries Answered |
✔️ “What if I don’t have time to learn a new tool?” → You don’t need to. TreasuryView works like a smart, automated version of your current Excel. ✔️ “Will I lose control during the tansaction?” → You’ll actually gain clarity you never had before – once you have all the data in, you wish you did it earlier. ✔️ “Is this too basic or too complicated?” → Just right: built for finance people, not techies, to solve the debt management painpoints to automate them. |
✔️“Does Agicap handle debt management too?” → It’s primarily focused on cash flow. Loan tracking may require manual workarounds. ✔️“Can I plan refinancing or interest scenarios here?” → These features aren’t built-in — it’s more geared toward cash forecasting than loan planning. ✔️“How quickly will I see results?” → You’ll start seeing value once your accounting and bank data are connected — setup and integrations usually take a bit of time. |
See the full feature list comparision in Capterra
✅ Trusted third-party comparison. No marketing fluff.
SMB Guide:
How to Choose Treasury Software for Debt and Investment Management
| Problem | If "yes", TreasuryView might be a great fit |
|---|---|
|
Still relying on spreadsheets for your loans and hedges tracking? |
✅ TreasuryView covers all debt types, plain vanilla and structured interest rate derivatives, as add-on FX exposure and derivatives management. All your loans and derivatives finally in one dashboard — no more searching through tabs or files. |
|
Do you manage various debt instruments, including bank and intercompany loans , private and venture debt, as well as leases or interest rate derivatives? |
✅ TreasuryView specializes in the efficient management of loans, hedging instruments, interest rate, and FX exposure (via add-on), alongside automated treasury and risk reporting |
|
Still manually updating static spreadsheets for debt, investments and interest rate derivatives data? |
✅ TreasuryView automates daily management reports, instruments cash flow projections, and derivatives valuations. Latest market data is integrated. |
|
Tired of complex, months-long IT projects just to get started with a new treasury software? |
✅ TreasuryView is ready-to-use after signup. No upfront integrations required. |
|
Looking for affordable treasury software without a long-term commitment? |
✅ €250/month plan — full functionality included. Transparent, no surprises. |
|
Your finance team is seeking intuitive and powerful treasury solution, not the complex enterprise TMS? |
✅ Designed for finance users and teams. |
|
Your priority is to get clear insights quickly (in days, not months)? |
✅ TreasuryView delivers clarity on exposure and risk across all debt and hedges. Run real risk and exposure reports within days — without needing onboarding calls or integrations. |
|
You need solid security and European-level data protection guarantee? |
✅ TreasuryView adheres to stringent EU-GDPR-grade data security standards. All client data is securely stored in Germany. |
|
You need clean, shareable reports for investors, auditors, or your board? |
✅ TreasuryView automates audit-ready reports in one click. |
|
Interested in a risk-free trial that lets you test all features with your real data? |
✅ Try everything free for 30 days. No setup, no card. Just upload your transaction data, generate management reports, and explore the entire platform yourself or after demo call. |
Within 30 day free trial, you' ll have:
all your debt and hedges in one place, automated reports, latest market data included.
Start < than a Minute
Immediate Access.
Sign up for free and explore full functionality.
Day 1.
Import Your Data.
Capture or import your spreadsheet data into one clear view.
It´s easy!
Week 1.
Automate your work.
Customize views and automate reporting.
Get powerful insights
Week 2.
Make Data-Driven Decisions.
Evaluate risks, explore hedging options, make informed decisions.
In 30 Days.
✅ 26h of work freed.
✅ 90%< Processes Automated.
✅ Reports you need Automated.
Trusted Solution by finance teams and professionals
"It is very intuitive tool to use with enough capabilities to get a clear understanding of your company's treasury status. I also really value the support I get from their team setting it up for my company."
Clients data hosted in Germany
FAQ: Choosing TreasuryView over Agicap for SMBs
How does TreasuryView compare to Agicap for treasury and debt management?
TreasuryView is designed for finance teams that need clarity and control over their debt, interest costs, and financial instruments — like loans, swaps, or FX exposure. It’s ideal if you’re currently using spreadsheets to manage repayments, hedging, or refinancing plans, and want to automate that work without involving IT or waiting weeks for setup.
Agicap, on the other hand, focuses on cash flow visibility and forecasting. It’s a strong fit for companies that need help tracking inflows and outflows, managing receivables and payables, and improving liquidity planning across teams.
If your biggest concern is debt visibility, interest rate risk, or replacing spreadsheet-based loan management, TreasuryView is likely the more focused tool.
If you’re primarily looking to improve daily cash forecasting and short-term liquidity planning, Agicap may be a better fit.
What makes TreasuryView suitable for SMB debt management?
TreasuryView is built for SMBs, and it is:
- Simplicity and easy to use: easy-to-use to use, with intuitive UX ,
- Affordable pricing: also for SMBs, with clear subscription based pricing. No setup fees!
- Quick setup: no IT project or integration! Ready to use after sign-up.
- Automation and time saving: 90% of reporting automated, hours of manual work time saved
- Latest market Data integrated: get the up to date financial reports. Use the integrated swap data to plan better decisions – simulate them with a few clicks.
- Cloud based accessability – no more one people with great spreadsheets. Great view for everyone!
- Data stored in Germany!
- 30 day free trial to see, if TreasuryView fits your needs.
Do I need any special knowledge to start using TreasuryView?
How long it takes to implement TreasuryView?
You do not need special implementation for using TreasuryView: Simply sign up for the free trial—no credit card no software to install.
There’s no need for IT integration or a dedicated development team, as TreasuryView is designed for user success in self-service.
It operates as a standalone solution for treasurers and CFO office teams, focusing on delivering benefits directly to end users.
Is my data secured?
Do I need to involve my IT team to set TreasuryView up?
No, there’s no need to involve your IT team to start using TreasuryView.
Simply sign up, upload your data (a few clicks), and begin making better decisions without the risk of losing money. In case you get lost or stuck, contact us.
Can I import my data from Spreadsheets easily to TreasuryView?
Does TreasuryView free trial actually let me upload my real loans and get real reports, or is it just a demo sandbox?
Will I be talking to a human if I get stuck during TreasuryView trial?
Yes, in case of getting stuck or need a tour inside the software, you get to speak one of our professionals.
TreasuryView provides full support during the free trial, too. Feel free to book a demo call.
What if TreasuryView is not for me and I want to leave?
TreasuryView has “cancel anytime” opportunity – free trial ends automatically and data will be deleted.
See more FAQ about Treasury Management System or Contact us in any questions/concerns.