Debt, Investment/Treasury Management Software Vendor Comparison for SMBs
TreasuryView vs. Nomentia
Choosing between Nomentia and TreasuryView depends primarily on whether you need a comprehensive treasury operations platform covering cash, payments, and bank accounts reconciliation — or a specialized debt and risk management solution with 18years continuous calculation accuracy and transparent SaaS pricing.
Nomentia is a modular mid-market treasury platform (pricing not published) covering cash management, payments, loan tracking, and FX derivatives. Founded through consolidation of Nordic treasury software companies, Nomentia positions as the mid-market alternative to enterprise TMS — serving companies through sales-led engagement with 6–12 week implementation.
TreasuryView is built for mid-market firms (typically managing 15–350 loans, €25M–€5B portfolio values) who need bank loans, derivatives and intercompany funding intelligence with bank-grade calculation accuracy. Transparent pricing from €250/month, self-service implementation in under 24 hours, and 30-day free trial. Our “Rechenkern” , the calculation engine, has been validated in production since 2009 — deployed at public sector organizations, enteprise and midmarket companies, Tier-1 investment banks and integrated with core banking platforms (Finastra Kondor+ and Summit).
Choose Nomentia If:
- You need comprehensive end-to-end integrated treasury operations (cash, payments, loans, derivatives, reconciliation)
- You require payment factory infrastructure with multi-bank connectivity
- You have an annual budget for a modular treasury platform
- You’re building treasury team workflows beyond debt or derivatives tracking
- You can commit to 6–12 week implementation with IT involvement
- Your finance function needs daily cash operations and payment automation
Choose TreasuryView If:
- You need specialized debt and risk management for bank/intercompany loans/derivatives
- You want calculations validated by 18 years street tested accuracy engine
- You require transparent pricing below credit card limit, no hidden costs)
- You need to be live in 24 hours without IT approval
- You’re replacing Excel with production-proven intelligence
- You value free trial validation before budget commitment
| Category | TreasuryView | Nomentia |
|---|---|---|
Target Customer |
Mid-market treasury and finance teams (typically 15–350 loans, €25M–€5B portfolio values) managing bank loans and intercompany financing in Excel who need debt intelligence with institutional-grade calculation accuracy. Target segments: Global client focus including commercial real estate holdings, family offices, PE-backed companies, mid-market corporates with multi-entity and currency structures. Decision-maker: Finance Manager or Controller managing treasury alongside other finance responsibilities (no dedicated treasury team). |
Mid-market to enterprise treasury departments who have outgrown fragmented software set-up and need comprehensive treasury operations platform. Target segments: Nordic/DACH mid-market companies with dedicated treasury functions, multi-bank payment operations, and budget for modular treasury infrastructure. Decision-maker: CFO or Group Treasurer leading treasury professionalization initiative with dedicated team. |
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Debt & Investment Management coverage |
Core: Bank loans, derivatives, and intercompany loan intelligence. Automated tracking of bank loans (fixed, floating, revolving, bullet, amortizing), intercompany facilities (capitalized interest), and derivatives (IRS, Options, FX hedges) with global market data from 30+ feeds. 18-year production-proven accuracy engine calculates: multi-currency portfolios, complex structures, KPI monitoring, interest accruals, MtM, scenario valuations and risk exposure analysis, and audit-ready reporting. Strength: Calculation accuracy validated through millions of calculations to date, Tier-1 investment bank deployments, commercial bank API partnerships. |
Core: Modular treasury management software platform. Cash management, payment execution, daily cash forecasting, multi-bank reconciliation, loan tracking, and derivatives. 2025 derivative launches: Plain vanilla IRS with yield curves (June 2025), FX-Spot mark-to-market (August 2025), automated FX/IRS valuations (November 2025), issued bonds tracking (November 2025). Strength: Comprehensive and integrated coverage from cash to payments to derivatives in single platform. Limitation: New derivative features lack validation history |
Ease/Time of Setup |
Operational in under 1 Minute, first board ready results in under 24 hours after go live. Self-service setup, no IT department required. After free signup: immediate access with full calculation engine functionality. Capture deals via User Interface and pre-configured templates, or import loan data via .xls or API, configure multi-entity structure, generate first reports — all in under a day. Cloud-based (Germany), SSO available. Finance Manager can implement independently without consultant calls or IT approval. Perfect for urgent needs (audit findings, CFO mandate, month-end rescue). |
6–12 weeks implementation after C-level buying committe approval. Deployment requiring: requirements gathering workshops (1–2 weeks), system configuration and testing (2–4 weeks), bank connectivity setup (1–2 weeks), user training (1 week), parallel run validation (1–2 weeks). IT involvement typically required for ERP integration and multi-bank connectivity. Implementation consultants coordinate deployment. Faster than many other enterprise TMS (6–24 months) but significantly longer than TreasuryView. |
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Time to Value |
Within 24 hours: Live loan portfolio dashboard with proven calculation outcomes, automated interest accruals, maturity ladders, cross-entity consolidation, covenant tracking, and board-ready reports. Excel-familiar Finance Managers ready to use immediately — no training workshops required. First month-end close runs in TreasuryView within one week of signup. Free trial lets you validate value before paying anything. |
6–12 weeks to full deployment. Time-to-value depends on: module selection (cash, payments,(new) loans, (new) derivatives), bank connectivity complexity, ERP integration requirements, and team training. Modular approach means you can start with simpler modules (cash visibility) before deploying complex ones (derivative valuation). Full value realization occurs after implementation phase completes and team adopts new workflows. |
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Pricing |
Transparent, published SaaS pricing: €250–€500+/month, with anytime cancellation. No hidden costs — no setup fees, no training charges, no implementation consultants, no surprise bills. Tiers: Starter (€250 — bank/intercompany loans), Growth (€500 — adds features), Enterprise (€500+ — multi-jurisdiction or integration complexity). Monthly contracts, cancel anytime. 30-day free trial with full calculation engine functionality, no credit card required. Only treasury vendor publishing transparent prices (per Orchard Finance Treasury Solutions Guide 2026). |
“contact sales” pricing model. ACV based on market positioning, but no published pricing. Modular architecture means cost varies by module selection (cash management, payments, derivatives, loans). Multi-year, non cancelleable contracts typical. No free trial — demo-based sales cycle. Implementation costs additional (consultant fees, training, configuration). Pricing opacity is strategic differentiator vs. Treasuryview. |
Support & Security |
Email/chat support with 24–48h response time. Self-service documentation, video guides, and in-app contextual help. No dedicated account manager for START plan (keeps costs low, enables €250/month pricing). Support quality optimized for self-service users. Security: Cloud-hosted in Germany (EU data residency), GDPR compliant, SOC 1/2 under review. SSO/SAML available. Audit trail with timestamped changes, version control. Enterprise-grade security for mid-market budgets. 18-year production history means security protocols validated through institutional deployments. |
Support: Enterprise support includes account management, training sessions, and implementation consultants during deployment. Self-service documentation for standard workflows. Response times and support tiers vary by pricing level (not published). Security: GDPR compliant, EU data infrastructure (Helsinki HQ). Multi-bank connectivity security protocols. Four-eyes approval workflows for payment execution. Security features designed for payment-critical operations (higher risk than reporting-only platforms). New derivative features (2025 launches) not yet validated under audit/ regulatory scrutiny. |
Integrations |
Integration philosophy: Simple data exchange, not system replacement. .xls import/export (all tiers), Enterprise Tier API connectivity for automated loan and derivatives data updates, SSO/SAML (all tiers). TMS integration via data exchange — Finance Manager can configure without IT project. Easy and seamless Excel export for ad-hoc analysis. No IT dependency — designed for Finance Manager-led implementation. Integrations serve data portability, not workflow coupling., optional API and integration capabilities for up- and downstream integrations (ERP, TMS and others). |
Integration philosophy: Deep ERP and bank connectivity. Multi-bank integration via EBICS, SWIFT, PSD2. ERP connectivity (SAP, Microsoft Dynamics, NetSuite) requires IT involvement and implementation consultants. Payment file generation, bank statement import, cash pooling automation. API available for custom integrations. IT resources typically required for integration configuration. Integrations central to payment factory value proposition. |
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User Experience |
Designed for Excel-native Finance or Treasury Managers. Clean, intuitive interface requiring no treasury specialist background. Workflow: Import loans → Dashboard auto-generates → Drill into any report. Language: English, German. Self-explanatory UX means no training workshops required. Mobile-responsive for board report access on-the-go. Philosophy: If it needs training, we designed it wrong. Eliminates “treasury software complexity tax.” |
Designed for treasury team workflows. Interface balances power-user features with usability. Assumes treasury operations familiarity. Workflow complexity reflects comprehensive platform scope (cash, payments, loans, derivatives). Training sessions included during implementation. Language support for Nordic/DACH markets. Philosophy: Comprehensive platform serves professional treasury teams, not casual users. Complexity justified by breadth. |
Scalability |
Scales loan and derivatives portfolio complexity horizontally: No technical limits on loan count, entity count, or currency count (pricing per tier). Typical usage: 15–350 loans, but platform handles 1.500+ without performance degradation. Multi-entity structures scale without re-implementation. Growth path: Starter (15–50 loans) → Growth (50–300 loans) → Enterprise (300+ loans, multi-jurisdiction IR risk). When to outgrow: If you need payment factory and bank account connectivity infrastructure TreasuryView doesn’t provide, migrate to Nomentia or alternative enterprise TMS. |
Scales treasury operations vertically: Add modules as treasury function matures (cash → payments → derivatives). Typical usage: high growth companies building from basic cash visibility to comprehensive treasury operations. Modular architecture allows incremental adoption. Growth path: Single module → Multi-module → Full platform. When to outgrow: If operations reach global scale and requires global enterprise TMS depth (Kyriba, FIS, ION territory), but can be combined with Treasuryview expert capabilities. |
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Key Strengths |
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Limitations |
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Free-Trial availability |
✅ 30-day free trial with full functionality. No credit card required. Import your real loan portfolio, see Rechenkern calculations, validate accuracy against your Excel model, generate board reports — all before paying anything. If it works: €250/month and you’re live. If it doesn’t: Cancel during trial, cost is €0. Test it today — no sales call required to start. |
❌ No free trial. Sales-led evaluation process: 1) Request demo via “contact sales” form, 2) Demo call with sales team (1–2 weeks wait), 3) Proposal and pricing discussion (opaque, negotiated), 4) Buying committee and Procurement approval ( months), 5) Implementation (6–12 weeks), 6) Go-live. You commit before you validate. Total time from first contact to using platform: 2–4 months minimum |
See the full feature list TreasuryView vs Enterprise TMS vendor comparision in Capterra
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See also other comparisions:
TreasuryView Dashboard and Portfolio View - get clarity over your data!
You get all your loans, hedges, derivatives in one view with easy to understand color codes.
SMB Guide:
How to Choose Treasury Software for Debt and Investment Management
| Problem | If "yes", TreasuryView might be a great fit |
|---|---|
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Still relying on spreadsheets for your loans and hedges tracking? |
✅ TreasuryView covers all debt types, plain vanilla and structured interest rate derivatives, as add-on FX exposure and derivatives management. All your loans and derivatives finally in one dashboard — no more searching through tabs or files. |
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Do you manage various debt instruments, including bank and intercompany loans , private and venture debt, as well as leases or interest rate derivatives? |
✅ TreasuryView specializes in the efficient management of loans, hedging instruments, interest rate, and FX exposure (via add-on), alongside automated treasury and risk reporting |
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Still manually updating static spreadsheets for debt, investments and interest rate derivatives data? |
✅ TreasuryView automates daily management reports, instruments cash flow projections, and derivatives valuations. Latest market data is integrated. |
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Tired of complex, months-long IT projects just to get started with a new treasury software? |
✅ TreasuryView is ready-to-use after signup. No upfront integrations required. |
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Looking for affordable treasury software without a long-term commitment? |
✅ €250/month plan — full functionality included. Transparent, no surprises. |
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Your finance team is seeking intuitive and powerful treasury solution, not the complex enterprise TMS? |
✅ Designed for finance users and teams. |
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Your priority is to get clear insights quickly (in days, not months)? |
✅ TreasuryView delivers clarity on exposure and risk across all debt and hedges. Run real risk and exposure reports within days — without needing onboarding calls or integrations. |
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You need solid security and European-level data protection guarantee? |
✅ TreasuryView adheres to stringent EU-GDPR-grade data security standards. All client data is securely stored in Germany. |
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You need clean, shareable reports for investors, auditors, or your board? |
✅ TreasuryView automates audit-ready reports in one click. |
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Interested in a risk-free trial that lets you test all features with your real data? |
✅ Try everything free for 30 days. No setup, no card. Just upload your transaction data, generate management reports, and explore the entire platform yourself or after demo call. |
Within 30 day free trial with TreasuryView, you' ll have:
all your debt and hedges in one place, automated reports, latest market data included.
Start < than a Minute
Immediate Access.
Sign up for free and explore full functionality.
Day 1.
Import Your Data.
Capture or import your spreadsheet data into one clear view.
It´s easy!
Week 1.
Automate your work.
Customize views and automate reporting.
Get powerful insights
Week 2.
Make Data-Driven Decisions.
Evaluate risks, explore hedging options, make informed decisions.
In 30 Days.
✅ 26h of work freed.
✅ 90%< Processes Automated.
✅ Reports you need Automated.
Trusted Solution by finance teams and professionals
"It is very intuitive tool to use with enough capabilities to get a clear understanding of your company's treasury status. I also really value the support I get from their team setting it up for my company."
Clients data hosted in Germany
FAQ: Choosing TreasuryView over Nomentia for SMBs
How does TreasuryView compare to Nomentia for treasury and debt management?
Main difference is in the use and start using the Software.
If you’re an SMB looking to get clear visibility into your debt and investments without dealing with complex setup or high costs, TreasuryView is a strong fit. It’s easy to start using right away, requires no IT support, and is built for finance teams moving away from spreadsheets.
Nomentia, on the other hand, is better suited for larger organizations with complex treasury needs. It offers a wide range of features, deep integrations, and enterprise-level scalability — but expect a longer implementation and significantly higher total cost.
What is the best alternative to GTreasury?
The best Nomentia alternative depends on your company’s size, priorities, and budget – but here are 3 leading options:
1. TreasuryView – Best for SMBs focused on debt management
For mid-sized companies managing €10M–€500M in corporate loans, TreasuryView offers a simpler, purpose-built solution. It automates reporting, reduces Excel risks, and improves visibility across loans, hedges, and covenants.
- Built for finance teams without internal IT support
- Quick onboarding, no complex setup
- Affordable
- Saves time on monthly reporting and audit prep
2. Kyriba – Best for large enterprises needing full TMS
Kyriba is a comprehensive treasury system covering cash, risk, and liquidity. It’s robust but more suitable for larger organizations with complex needs and bigger budgets.
- Enterprise-grade TMS platform
- Strong in FX, cash forecasting, and working capital
- Requires integration and training
3. TIS (Treasury Intelligence Solutions) – Best for payment centralization
TIS specializes in secure, multi-bank payment management and cash visibility. It’s not debt-focused but works well for companies centralizing payments and reducing fraud risks.
- Excellent bank connectivity tools
- Supports payment compliance and audit trails
- Not a loan or hedge tracking tool
Choose based on what matters most – debt management (TreasuryView), global treasury control (Kyriba), or bank/payment visibility (TIS).
What makes TreasuryView suitable for SMB debt management?
TreasuryView is built for SMBs, and it is:
- Simplicity and easy to use: easy-to-use to use, with intuitive UX ,
- Affordable pricing: also for SMBs, with clear subscription based pricing. No setup fees!
- Quick setup: no IT project or integration! Ready to use after sign-up.
- Automation and time saving: 90% of reporting automated, hours of manual work time saved
- Latest market Data integrated: get the up to date financial reports. Use the integrated swap data to plan better decisions – simulate them with a few clicks.
- Cloud based accessability – no more one people with great spreadsheets. Great view for everyone!
- Data stored in Germany!
- 30 day free trial to see, if TreasuryView fits your needs.
Do I need any special knowledge to start using TreasuryView?
How long it takes to implement TreasuryView?
You do not need special implementation for using TreasuryView: Simply sign up for the free trial—no credit card no software to install.
There’s no need for IT integration or a dedicated development team, as TreasuryView is designed for user success in self-service.
It operates as a standalone solution for treasurers and CFO office teams, focusing on delivering benefits directly to end users.
Is my data secured?
Do I need to involve my IT team to set TreasuryView up?
No, there’s no need to involve your IT team to start using TreasuryView.
Simply sign up, upload your data (a few clicks), and begin making better decisions without the risk of losing money. In case you get lost or stuck, contact us.
Can I import my data from Spreadsheets easily to TreasuryView?
Does TreasuryView free trial actually let me upload my real loans and get real reports, or is it just a demo sandbox?
Will I be talking to a human if I get stuck during TreasuryView trial?
Yes, in case of getting stuck or need a tour inside the software, you get to speak one of our professionals.
TreasuryView provides full support during the free trial, too. Feel free to book a demo call.
What if TreasuryView is not for me and I want to leave?
TreasuryView has “cancel anytime” opportunity – free trial ends automatically and data will be deleted.
See more FAQ about Treasury Management System or Contact us in any questions/concerns.